Karmanullify has been developed and designed to make individual’s personal financing needs easier and faster.

NBFCs play a crucial role in the Indian economy. Karmanullify gives this ecosystem the digital tools they need to support their businesses, empowering micro, small and medium enterprises at a critical time – as the country undergoes a major digital transformation amidst COVID-19.

According to a report by BCG, close to 800 million Indians from 160 million households (60 percent) in the low to mid-income segment do not have access to formal credit. By 2025, this number would increase to 200 million households. 

There are around 500 million lower middle income customers in 4000+ small cities in India.

To reach these customers, we have bulit an software which improves the efficiency of our Employee partners. 

We are strong believer in India’s digital  economy.